html,body {	
	margin:0;
	font-family: Verdana, Tahoma, Arial, sans-serif;
	font-size:10pt;
	line-height:135%;
	color:#000000;
	*text-align:center;
	
	background-color:#EFEFEF;
}

/* Header Div
---------------------------------------------------------------------------------------------
*/
	
div#header_container {
	height:auto;
	*text-align:center;
	background:#002664 url(images/bk_header.jpg) bottom repeat-x;
	}

div#header {	
	height:100px;
	width:996px;
	margin:0 auto 0 auto;
	*text-align:left;
	background: url(images/bk_shadow.png) top repeat-y;
	_background: none;
	}

div#logo {	
	padding:20px 0 0 35px;
	text-align:left;
	width:660px;
	float:left;
	}
	
div#header_menu {	
	height:auto;
	width:260;
	text-align:right;
	float:left;
	padding:20px 40px 0 0;
	}
	
div#searh_menu {	
	height:40px;
	}
	
div#font_toggle {	
	text-align:right;
	width:260px;
	color:#8190AA;
	padding:5px 0 0 0;
	_position:relative;
	_margin:-15px 0 0 0;
	}
	
/* Nav Div
---------------------------------------------------------------------------------------------
*/
	
div#nav_container {
	height:auto;
	*text-align:center;
	background:#5688BB url(images/bk_nav.jpg) top repeat-x;
	}

div#nav {	
	height:40px;
	width:996px;
	margin:0 auto 0 auto;
	*text-align:left;
	background: url(images/bk_shadow.png) top repeat-y;
	_background: none;
	}
	
/* Feature Div
---------------------------------------------------------------------------------------------
*/
	
div#feature_container {
	height:230px;
	*text-align:center;
	background:#BDE562 url(images/bk_feature.jpg) bottom repeat-x;
	}

div#feature {	
	height:230px;
	width:996px;
	margin:0 auto 0 auto;
	padding:0 0 5px 0;
	*padding:0;
	*text-align:left;
	background: url(images/bk_shadow.png) top repeat-y;
	_background: none;
	}

div#feature_text {
	padding:0 0 0 40px;
	width:640px;
}
	
div#dropshadow {
	height:10px;
	width:100%;
	overflow:hidden;
	background:url(images/bk_dropshadow.png) top repeat-x;
	_background: none;	
	position:absolute;
	left:0;
}
			
/* Main Div
---------------------------------------------------------------------------------------------
*/

div#main_container {
	height:auto;
	*text-align:center;
	background-color:#FFFFFF;
	}

div#main {	
	height:auto;
	width:996px;
	margin:0 auto 0 auto;
	*text-align:left;
	background: url(images/bk_shadow.png) top repeat-y;
	_background: none;
	}
	
div#right_area_container {
	height:auto;
	width:260px;	
	margin-top:-210px;
	float:right;
	margin-right:40px;
	_position:relative;
}

div#apply_now {
	height:60px;
	width:260px;
}

div#right_area {
	height:auto;
	width:260px;
	background:url(images/bk_menu.png) top no-repeat;
	_background: none;	
}
	
div#left_area {
	width:640px;
	float:left;
	padding:20px 0 20px 40px;
}

div.right_menu_item {
	margin:0 5px 0 5px;
	background-color:#F1F1F1;
}

h1.right_menu {
	text-align:center;
	background:#5688BB url(images/bk_nav.jpg) top repeat-x;
	color:#FFFFFF;
	font-size:13pt;
	
	font-family: Verdana, Tahoma, Arial, sans-serif;
	font-weight:bold;
	line-height:100%;
	border-bottom:none;	
	margin-top:0px;
	padding:15px 0px 10px 0px;
}

div.right_menu_padding {
	padding:15px;
}

div.right_menu_padding ul {
	margin-top:-15px;
	*margin-top:-20px;
	margin-bottom:-5px;
	*margin-bottom:5px;
}
		
.clear {
	clear:both;
	height:1px;
	overflow:hidden;
}

/* Footer Div
---------------------------------------------------------------------------------------------
*/

div#footer_container {	 
	height:auto; 
	*text-align:center;
	margin:0 auto 0 auto;
	background-color:#EFEFEF;
	border-top:5px solid #B5B5B5;
	
	}

div#footer {	
	height:auto;
	width:966px;
	margin:0 auto 0 auto;
	*text-align:left;
	padding:15px 0 15px 0;
	}
	
/* Text styles
---------------------------------------------------------------------------------------------
*/	

	
h1 {
	font-family: Georgia, Times New Roman, serif;
	font-size:20pt;
	line-height:100%;
	color:#00225A;
	
	margin-top:0px;
	padding:0px 0px 4px 0px;
	}
	
h2 {
	font-family: Georgia, Times New Roman, serif;
	font-size: 16pt;
	line-height: 100%;
	color: #00225A;
	
	margin-top: 0px;
	padding: 0px 0px 4px 0px;	
	}
	
div.right_menu_item h2 {
	font-family: Verdana, Tahoma, Arial, sans-serif;
	font-weight: bold;
	font-size: 13pt;
	line-height: 100%;
	color: #333333;
	
	margin-top: 0px;
	padding: 0;	
	}
	
h3, h4, h5 {
	font-family: Verdana, Tahoma, Arial, sans-serif;
	font-weight: bold;
	font-size: 12pt;
	line-height: 100%;
	color: #00225A;
	
	margin-top: 0px;
	margin-bottom: -10px;
	padding: 0px 0px 0px 0px;	
	}
		
/*
Dropdown menu    =DROP
---------------------------------------------------------------------------------------------
*/

/* Main Menu Bar */

div.menuBar {	
	margin:0 auto 0 20px;
}

div.menuBar a.menuButton {
	cursor: pointer;
	z-index: 5000;
	border-bottom: none;
	_border-bottom: none;	
	text-align:center;
	}

/* 	place menu text style here	*/

div.menuBar a.menuButton:link, div.menuBar a.menuButton:visited {
	color:#FFFFFF;
	display:inline-block;
	font-size:11pt;
	text-decoration:none;
	text-align:center;
	margin:0;
	padding:0 20px 0 20px;
	text-decoration: none;
	line-height:300%;
	height:40px;
}
	
div.menuBar a.menuButton:hover, div.menuBar a.menuButton:active {
	background-color:#001B48;
	color:#F8F8F8;
	}

/* drop down menu */

div.menu {
	filter:alpha(opacity=90); 
	-moz-opacity: 0.9; 
	opacity: 0.9;
	position:absolute;
	left: 0px;
	top: 0px;
	visibility: hidden;
	z-index: 5001;
	text-align: left;
	display: block;
}

div.menu a.menuItem {
	cursor: pointer;
	display:block;
	text-decoration: none;
	white-space: nowrap; 
	border-bottom: none;
	_border-bottom: none;
	text-align:left;
}

/* 	place drop down menu text style here	*/

div.menu a.menuItem:link, div.menu a.menuItem:visited {
	color:#F8F8F8;
	padding:6px;
	background-color:#2C2C2C;
	border-bottom:1px solid #F1F1F1;
	font-size:10pt;
}

div.menu a.menuItem:hover, div.menu a.menuItem:active {
	background-color:#3B92A3;
	color:#2C2C2C;
}
	
/* Link Styles =a:link
---------------------------------------------------------------------------------------------
*/	
	
a:link, a:visited {
	color:#0066cc;
	text-decoration: underline;
	}

a:hover, a:active {
	color:#cc3300;
	text-decoration: underline;
	}
	
div#font_toggle a {
	color:#8190AA;
	text-decoration:none;	
	}
	
div#font_toggle a#small_font {
	font-size:8pt;
	}

div#font_toggle a#medium_font {
	font-size:12pt;
	}
	
div#font_toggle a#large_font {
	font-size:14pt;
	}

img {	
	border: none;
}

a img {
	border: none; 
}

/*
e017 styles  =e107
---------------------------------------------------------------------------------------------
*/
	
.fborder {
	/*border:1px solid #D4D2D2;*/
	border-collapse: collapse;
	
}
.forumheader, .forumheader2, .forumheader3{
	padding: 8px;
	border: none;
	/*border:1px solid #D4D2D2;*/
}

.forumborder{
	/*border:1px solid #D4D2D2;*/
	padding:8px;
}

.fcaption {
	/*background-color:#F9F7F7;*/
	padding:8px;
	font-weight:bold;
	/*border:1px solid #D4D2D2;*/
}

.finfobar{
	padding: 8px;
	border: #ededed 1px solid;
	text-align: left;
}

.button {
}

.smallblacktext {
	font: 10px verdana, tahoma, arial, sans-serif;
	color:#555;
}

.smalltext {
	font-size: 7pt;
	line-height:145%;
}

td {
	font-family: Verdana, Tahoma, Arial, sans-serif;
	font-size:10pt;
	line-height:135%;
}

.nextprev {
	font-size: 7pt;
}

.tbox{
	background-color: #F4F7FA;
	border: #5e5d63 1px solid;
	font-size: 9pt;
}

.tbox.chatbox {
	width: 80%;
	margin-left: auto;
	margin-right: auto;
}

.finfobar{
	background-color: #CCC8C8;
	padding: 4px;
	border: 1px solid #C3BDBD;
}

.helpbox {
	color:#000;
	font: 8pt tahoma, verdana, arial, helvetica, sans-serif;
	border: 0px none red;
	background-color: transparent;
}

.caption2 {
	padding: 8px 0px 8px 4px;
	font-weight: bold;
}